BimaShastra
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Built for India's Insurance Professionals

Know everyinsurance productin India.

Browse different products, compare plans side-by-side, complete certified learning modules — everything an agent needs to sell with confidence.

23

Insurance Companies

246

Products Catalogued

6

Learning Modules

IC38

Exam Modules

What's inside

Four tools. One platform.

Everything you need to become India's most knowledgeable insurance agent.

See it in action

Built for how agents actually work.

Knowledge Bank

246 products. Every detail. Searchable in seconds.

Stop Googling product features mid-meeting. BimaShastra has every life insurance product from every major insurer in India — searchable, filterable, and always up to date.

Product Compare
Side-by-side comparison
HDFC Click2Protect
LIC Tech Term
Sum Assured
₹1 Cr
₹1 Cr
Annual Premium
₹8,200
₹9,600
Policy Term
40 yrs
40 yrs
Claim Settlement
98.4%
96.2%
Claim Settlement: Source: IRDAI · FY2023–24
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Learning Hub

Study. Pass. Get certified. Repeat.

6 structured modules with lesson cards, quizzes, and 10-question final assessments. Complete a module, download your certificate. Managers see completion rates across the entire branch.

Learning Hub
Track your progress
1 / 4 completed
IC38 Exam Preparation85%
Term Life Insurance100%
Objection Handling40%
Health Insurance20%
Continue Learning →

Insurance News

Live headlines from Indian insurance media

Industry Figures · Q4 FY2024-25

IRDAI Annual Report · Updated April 2025

₹3.84L Cr

New Business Premium

+12.3%

2.47 Cr

Policies Issued

+8.1%

98.2%

Avg Claim Settlement

+0.4%

15.6% YoY

Industry Growth

FY25

Questions

Frequently asked questions

Is BimaShastra free to use?+

Yes. Browsing the product catalog, comparing plans, and using the premium calculators are free for everyone — no account required. Creating a free account also unlocks IC38 exam practice and progress tracking. Paid plans (starting at ₹99) add AI features like Bima Mitra, the Sales Arena roleplay simulator, and AI-generated question explanations.

What is the IC38 exam, and how does BimaShastra help with it?+

IC38 is the IRDAI-mandated licensing exam every life insurance agent in India must pass before selling policies. BimaShastra's practice bank covers all 615 questions across every syllabus chapter, with full timed mock exams, chapter-wise drills, and instant right/wrong feedback so you can study by topic instead of guessing.

How many insurance companies and products does BimaShastra cover?+

The catalog currently covers 23 IRDAI-registered life insurers and 246 products, spanning term, ULIP, endowment, pension, and money-back plans. It grows continuously as new products are researched and added.

Is BimaShastra affiliated with IRDAI or any specific insurance company?+

No. BimaShastra is an independent platform built for insurance professionals — it is not IRDAI, and it is not owned by or affiliated with any of the insurers listed in its catalog. Product information is researched and compiled from public sources to help agents compare plans and study, not to sell any one company's products.

Who is BimaShastra built for?+

Life insurance agents, POSPs (Point of Sale Persons), Corporate Agent Specified Persons, brokers, and the sales managers and trainers who lead them — anyone who needs to know India's insurance products and pass IC38 to do their job.

Do I need to create an account just to browse products?+

No — the full product catalog, company profiles, and comparison tool are open to everyone without signing in. An account is only needed for exam progress tracking, AI tools, and certificates.

BimaShastra

Ready to master every
insurance product in India?

Create your free account
Built for Indian agents
246 products catalogued
Always up to date