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Generali Central Life Insurance

99.57% CSR

A joint venture between Italy's Generali Group and Central Bank of India — renamed from Future Generali India Life Insurance in 2025 following Generali's increased stake. Operates in over 1,100 locations across India.

Data reviewed: 23 July 2026

99.57%

Claim Settlement Ratio

Source: IRDAI · FY2023–24

2007

Founded

10

Products Listed

Products by Generali Central Life Insurance(10)

Information sourced from publicly available data and may not reflect the latest terms. Visit generalicentrallife.com for current details.

Generali Central Life Insurance

Generali Central Saral Jeevan Bima Plan

Generali Central's IRDAI-standardized simple term plan, offering flexibility to choose the protection period and premium payment period independently.

Term Insurance5–40 years

Generali Central Life Insurance

Generali Central Big Dreams

A unit-linked insurance plan designed around long-term financial goals, combining market-linked investment growth with life cover.

ULIP10–20 years

Generali Central Life Insurance

Generali Central Saral Pension

Generali Central's version of the IRDAI-standardized simple pension plan, converting a single premium into a guaranteed lifelong annuity income.

Pension / AnnuityWhole of life (annuity)

Generali Central Life Insurance

Generali Central Assured Education Plan

A non-linked, non-participating savings plan for a child's education, paying 5% of the Sum Assured immediately and on every death anniversary until the end of the policy term if the parent dies, plus guaranteed payouts at the child's key education milestones.

Child PlanStructured to the child's age at entry (0–17 years), running to defined milestone ages (18, 20, and further education stages)

Generali Central Life Insurance

Generali Central Care Plus Term Plan

A term insurance plan from Generali Central Life offering pure life cover, part of the insurer's term-plan portfolio.

Term Insurance5 to 40 years (typical term-plan tenure band)

Generali Central Life Insurance

Generali Central Flexi Online Term Plan

A flexible individual life term insurance plan offering high coverage at affordable rates with options for regular or limited premium payment terms.

Term Insurance10 to 50 years

Generali Central Life Insurance

Generali Central Saral Pension Plan

A standard non-linked non-participating single premium immediate annuity plan providing lifelong income security with return of purchase price.

Pension / AnnuityWhole Life

Generali Central Life Insurance

Generali Central Easy Invest Online Plan

A unit-linked non-participating individual life insurance plan designed to facilitate direct online wealth creation through multiple equity and debt fund options along with financial protection for the family.

ULIP10 to 20 years

Generali Central Life Insurance

Generali Central Big Income Plan

A non-linked non-participating life insurance savings plan offering guaranteed regular monthly or annual payouts for a fixed period post policy term to secure post-retirement income or secondary income needs.

Endowment10 to 15 years

Generali Central Life Insurance

Generali Central Dhan Vriddhi

A unit-linked, non-participating individual life insurance plan that combines life cover protection with market-linked investment growth through diverse equity and debt fund options.

ULIP10 to 30 years

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