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IndusInd Nippon Life Insurance

MumbaiEst. 2001indusindnipponlife.com
98.94% CSR

A joint venture between IndusInd International Holdings and Nippon Life Insurance of Japan — formerly Reliance Nippon Life Insurance prior to its change in ownership. One of India's longer-established private life insurers, with a pan-India branch network.

Data reviewed: 23 July 2026

98.94%

Claim Settlement Ratio

Source: IRDAI · FY2023–24

2001

Founded

10

Products Listed

Products by IndusInd Nippon Life Insurance(10)

Information sourced from publicly available data and may not reflect the latest terms. Visit indusindnipponlife.com for current details.

IndusInd Nippon Life Insurance

INL Super Suraksha Plus

IndusInd Nippon Life's flagship online term plan, offering life cover up to age 85 with a choice between a pure-protection Life variant and a Life Plus variant that returns all premiums paid on survival.

Term Insurance5–67 years (cover up to age 85)

IndusInd Nippon Life Insurance

IndusInd Nippon Life Saral Jeevan Bima

A standardized, IRDAI-mandated pure term insurance plan providing a straightforward lump-sum death benefit to the nominee, with no maturity/survival benefit.

Term Insurance5-40 years

IndusInd Nippon Life Insurance

IndusInd Nippon Life Guaranteed Money Back Plan

A non-linked, non-participating savings plan paying guaranteed money-back instalments during the last five policy years plus a maturity lump sum, with life cover and a premium waiver on death throughout the term.

Money Back15 or 20 years

IndusInd Nippon Life Insurance

IndusInd Nippon Life Saral Pension Plan

A standardized, IRDAI-mandated single-premium immediate annuity plan converting a lump sum into guaranteed lifelong pension income, with return of purchase price to the nominee on death.

Pension / AnnuityWhole life (annuity payable for life of annuitant(s); no fixed policy term)

IndusInd Nippon Life Insurance

INL Cancer Shield Plan

A fixed-benefit health plan from IndusInd Nippon Life providing a lump-sum payout on diagnosis of covered stages of cancer.

Health5 to 30 years (typical fixed-benefit health plan tenure band)

IndusInd Nippon Life Insurance

INL Guaranteed Money Back Plus

A traditional money-back plan from IndusInd Nippon Life paying periodic survival benefits during the policy term alongside full life cover — a distinct, enhanced variant from the insurer's existing base Guaranteed Money Back Plan.

Money BackTypical money-back plan tenure band (14–25 years)

IndusInd Nippon Life Insurance

IndusInd Nippon Life Protection Plus Plan

A non-linked non-participating pure risk premium life insurance plan that provides comprehensive life cover to ensure financial protection for the family.

Term Insurance10 to 40 years

IndusInd Nippon Life Insurance

IndusInd Nippon Life Future Income Plan

A non-linked non-participating life insurance plan providing guaranteed regular income and capital security for long-term financial planning.

Endowment15 to 25 years

IndusInd Nippon Life Insurance

IndusInd Nippon Life Fixed Savings

A non-linked, non-participating individual life insurance savings plan designed to provide guaranteed savings and financial protection through fixed additions.

Endowment10, 15, or 20 years

IndusInd Nippon Life Insurance

IndusInd Nippon Life Digi-Term Plan

A comprehensive non-linked, non-participating individual pure risk term insurance plan offering high life cover with flexible payout options and optional return of premium benefit.

Term Insurance10 to 40 years (subject to maximum maturity age of 85 years)

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