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Pramerica Life Insurance

GurugramEst. 2007pramericalife.in
99.29% CSR

Uses the Pramerica brand under license from Prudential Financial, Inc. of the United States — a distinct company from UK-based Prudential plc. Reports protecting over 5.2 million lives across 125 branches as of March 2026.

Data reviewed: 23 July 2026

99.29%

Claim Settlement Ratio

Source: IRDAI · FY2023–24

2007

Founded

12

Products Listed

Products by Pramerica Life Insurance(12)

Information sourced from publicly available data and may not reflect the latest terms. Visit pramericalife.in for current details.

Pramerica Life Insurance

Pramerica Life RockSolid Term Insurance

Pramerica Life's flagship term insurance plan, offered under the Pramerica brand licensed from Prudential Financial, Inc. of the United States.

Term Insurance10–40 years

Pramerica Life Insurance

Pramerica Life Smart Invest

A unit-linked investment plan from Pramerica Life's eight-strong ULIP range, combining market-linked wealth creation with life cover.

ULIP10–20 years

Pramerica Life Insurance

Pramerica Life NextGen Pension Plan

A retirement plan from Pramerica Life designed to build a retirement corpus and convert it into a guaranteed regular income at vesting.

Pension / Annuity10–35 years (vesting age dependent)

Pramerica Life Insurance

Pramerica Life Cancer + Heart Shield

A fixed-benefit health plan from Pramerica Life paying a lump sum on diagnosis of covered cancer or heart-related conditions.

Health5 to 30 years (typical fixed-benefit health plan tenure band)

Pramerica Life Insurance

Pramerica Life Rakshak Smart

A child insurance plan from Pramerica Life combining life cover with scheduled benefits to secure a child's future needs.

Child PlanStructured to the child's age, typically running until the child turns 18–25

Pramerica Life Insurance

Pramerica Life Saral Pension

Pension / Annuity

Pramerica Life Insurance

Pramerica Life TruShield

Pramerica Life TruShield is a flexible non-linked term insurance plan designed to secure your family's financial future with customizable death benefit payouts and return of premium options.

Term Insurance10 to 40 years

Pramerica Life Insurance

Pramerica Life Smart Wealth Plus

Pramerica Life Smart Wealth Plus is a unit-linked non-participating life insurance plan offering investment growth across choice of funds combined with life protection and loyalty additions.

ULIP10 to 30 years

Pramerica Life Insurance

Pramerica Life Saral Jeevan Bima

Pramerica Life Saral Jeevan Bima is a standard non-linked non-participating pure risk premium life insurance plan that provides basic life cover protection to ensure financial security for the family.

Term Insurance5 to 40 years

Pramerica Life Insurance

Pramerica Life Magnum Assure

Pramerica Life Magnum Assure is a non-linked non-participating life insurance endowment plan offering guaranteed additions along with life protection to secure financial milestones.

Endowment10 to 15 years

Pramerica Life Insurance

Pramerica Life U-Protect

Pramerica Life U-Protect is an individual, non-linked, non-participating pure risk life insurance term plan that provides financial security to the policyholder's beneficiaries in the event of unfortunate death during the policy term.

Term Insurance10 to 40 years (maximum maturity age up to 75 years)

Pramerica Life Insurance

Pramerica Life Flexi Cash

Pramerica Life Flexi Cash is an individual, non-linked, participating life insurance savings plan designed to provide guaranteed income payouts after the premium payment term alongside accrued bonuses to meet recurring and long-term financial milestones.

Endowment15, 20, 25 years

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