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Compare Insurance Products

Select up to three products for a detailed side-by-side comparison. Differences are highlighted automatically.

PRODUCT A

Term Insurance · 10–55 years

PRODUCT B

ULIP · 10–30 years

PRODUCT C

Aditya Birla Sun Life Insurance

ABSLI DigiShield Plan

Aditya Birla Sun Life Insurance

ABSLI Wealth Aspire Plan

CategoryDIFF

Term Insurance

ULIP

Company

Aditya Birla Sun Life Insurance

Aditya Birla Sun Life Insurance

Entry AgeDIFF

18–65 years

0–65 years

Policy TermDIFF

10–55 years

10–30 years

Premium Paying TermDIFF

Regular Pay / Limited Pay (5, 8, 10, 12 years) / Single Pay

5 / 10 / 15 years or Regular Pay

Premium ModesDIFF

Monthly, Quarterly, Half-yearly, Annually

Monthly, Quarterly, Annually

Death BenefitDIFF

Level cover as lump sum. Income options: SA + monthly income for 10–60 months. Whole life cover available till age 100.

Higher of sum assured or fund value or 105% of premiums paid.

Maturity BenefitDIFF

Return of premium on survival available under select plan options.

Fund value at maturity.

Tax BenefitsDIFF

80C for premiums. 10(10D) for death and maturity benefit.

80C on premiums; 10(10D) on proceeds subject to conditions.

Loan FacilityDIFF

Available for plans with surrender value.

Not available.

Free Look PeriodDIFF

15 days (30 days for distance/electronic mode).

15 days (30 days for online).

Riders Available
Critical Illness Rider
Accidental Death and Dismemberment Rider
Accidental Death Benefit Rider
Critical Illness Rider
Waiver of Premium on Total Disability