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PRODUCT A
PRODUCT B
PRODUCT C
Bajaj Life Insurance
Bajaj Allianz Life eTouch
Bajaj Life Insurance
Bajaj Allianz Future Gain
Term Insurance
ULIP
Bajaj Life Insurance
Bajaj Life Insurance
18–65 years
0–60 years
10–40 years
10–30 years
Regular Pay / Limited Pay (5, 7, 10 years) / Single Pay
5 / 7 / 10 years or Regular Pay
Monthly, Half-yearly, Annually
Monthly, Quarterly, Annually
Life option: lump sum SA. Life Plus: SA + accidental death benefit. Life Income: SA as monthly income for 10 years.
Higher of sum assured or fund value, minimum 105% of premiums paid.
Life Secure option: return of premiums on survival. Pure term options have no maturity benefit.
Fund value + refund of mortality charges deducted during the policy.
80C, 10(10D). Critical illness rider under 80D.
80C on premiums; 10(10D) on maturity/death proceeds.
Not available.
Not available.
15 days. 30 days for online and distance marketing.
15 days (30 days for online).