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Compare Insurance Products

Select up to three products for a detailed side-by-side comparison. Differences are highlighted automatically.

PRODUCT A

Term Insurance · 10–40 years

PRODUCT B

ULIP · 10–20 years

PRODUCT C

Bharti AXA Life Insurance

Bharti AXA Life eProtect

Bharti AXA Life Insurance

Bharti AXA Life Wealth Pro

CategoryDIFF

Term Insurance

ULIP

Company

Bharti AXA Life Insurance

Bharti AXA Life Insurance

Entry AgeDIFF

18–65 years

18–60 years

Policy TermDIFF

10–40 years

10–20 years

Premium Paying Term

Regular Pay / Limited Pay

Regular Pay / Limited Pay

Premium Modes

Monthly, Quarterly, Half-yearly, Annually

Monthly, Quarterly, Half-yearly, Annually

Death BenefitDIFF

Sum assured chosen at policy inception, paid as a lump sum to the nominee.

Higher of the sum assured (up to 10x annual premium) or the fund value, paid to the nominee.

Maturity BenefitDIFF

None under the base eProtect plan — pure protection with no survival benefit.

Fund value as of the maturity date, based on the performance of the chosen investment strategy and funds.

Tax BenefitsDIFF

Premiums eligible under Sec 80C. Death benefit tax-free under Sec 10(10D).

Premiums eligible under Sec 80C, subject to prevailing ULIP tax rules based on annual premium.

Loan FacilityDIFF

Not applicable for term plans.

Not available on ULIPs.

Free Look Period

30 days from receipt of policy document for policies bought online, 15 days otherwise.

30 days from receipt of policy document for policies bought online, 15 days otherwise.

Riders Available
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