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Compare Insurance Products

Select up to three products for a detailed side-by-side comparison. Differences are highlighted automatically.

PRODUCT A

Term Insurance · 10 years to age 99

PRODUCT B

ULIP · 10–30 years

PRODUCT C

Canara HSBC Life Insurance

Canara HSBC Life iSelect Smart360

Canara HSBC Life Insurance

Canara HSBC Smart Lifestyle Plan

CategoryDIFF

Term Insurance

ULIP

Company

Canara HSBC Life Insurance

Canara HSBC Life Insurance

Entry AgeDIFF

18–65 years

0–60 years

Policy TermDIFF

10 years to age 99

10–30 years

Premium Paying TermDIFF

Regular Pay / Limited Pay (5, 10, 15 years) / Single Pay

5 / 8 / 10 years or Regular Pay

Premium ModesDIFF

Monthly, Quarterly, Half-yearly, Annually

Monthly, Quarterly, Annually

Death BenefitDIFF

Lump sum SA. Income option: 1% of SA as monthly income for 10 years + lump sum on death.

Higher of sum assured or fund value or 105% of premiums paid.

Maturity BenefitDIFF

Return of Premium on survival available under ROP plan option.

Fund value at maturity.

Tax BenefitsDIFF

80C for premiums. 10(10D) for death benefit. Critical illness rider under 80D.

80C on premiums; 10(10D) on proceeds subject to conditions.

Loan FacilityDIFF

Available after paying 3 full annual premiums.

Not available.

Free Look PeriodDIFF

15 days (30 days for online and distance marketing).

15 days (30 days for online).

Riders Available
Critical Illness Rider
Accidental Death Benefit Rider
Accidental Death Benefit Rider
Critical Illness Rider