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PRODUCT A
PRODUCT B
PRODUCT C
Go Digit Life Insurance
Digit Glow Plus
Go Digit Life Insurance
Digit ICON Guaranteed Return Savings Plan
Term Insurance
Endowment
Go Digit Life Insurance
Go Digit Life Insurance
18–65 years
18–60 years
1–67 years (TROP variant: minimum 10–15 years)
Up to 50 years (variant dependent)
Single Pay / Regular Pay / Limited Pay (3, 4, 5, 10, 12, 15 years, or until age 60)
Single Pay / Limited Pay / Regular Pay
Monthly, Quarterly, Half-yearly, Annually
Monthly, Quarterly, Half-yearly, Annually
Full sum assured paid as lump sum. Terminal illness diagnosis triggers an accelerated payout of the death benefit — inbuilt, no extra premium.
Minimum guaranteed death benefit plus accrued additions. Accidental death pays 2x the sum assured — inbuilt.
TROP variant: 100% of premiums paid returned on survival to maturity. Smart Exit Benefit: recover 100% of premiums after 29 years (excluding the final 5 years) even without TROP.
Guaranteed, market-immune maturity benefit paid as a lumpsum, a staggered regular income, or a combination — depending on the variant chosen at inception. Whole Life variant pays income till age 100 with a money-back at 20 years or age 75.
Premiums eligible under Sec 80C. Death benefit tax-free under Sec 10(10D).
Premiums eligible under Sec 80C. Maturity and death benefit tax-free under Sec 10(10D).
Not applicable for term plans.
Available up to 80% of surrender value.
30 days from receipt of policy document.
30 days from receipt of policy document.