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Compare Insurance Products

Select up to three products for a detailed side-by-side comparison. Differences are highlighted automatically.

PRODUCT A

Term Insurance · Up to age 100

PRODUCT B

Term Insurance · 5-40 years

PRODUCT C

Edelweiss Life Insurance

Edelweiss Life Zindagi Protect Plus

Edelweiss Life Insurance

Edelweiss Life - Saral Jeevan Bima

Category

Term Insurance

Term Insurance

Company

Edelweiss Life Insurance

Edelweiss Life Insurance

Entry Age

18–65 years

18–65 years

Policy TermDIFF

Up to age 100

5-40 years

Premium Paying TermDIFF

Regular Pay / Limited Pay (5, 7, 10, 15, or 20 years)

Regular Pay (throughout policy term), Limited Pay (5 or 10 years), or Single Pay

Premium ModesDIFF

Monthly, Quarterly, Half-yearly, Annually

Monthly, Half-Yearly, Yearly

Death BenefitDIFF

Sum assured paid as a lump sum to the nominee on death during the policy term.

Lump sum death benefit paid to the nominee, provided the policy is in force. Suicide within 12 months of commencement/revival: nominee receives at least 80% of total premiums paid to date.

Maturity BenefitDIFF

Return of Premium (ROP) option available: premiums paid are returned on survival to maturity, at a higher premium cost.

Not applicable — pure term plan, no benefit payable on maturity.

Tax BenefitsDIFF

Premiums eligible under Sec 80C. Death benefit tax-free under Sec 10(10D).

Premiums eligible for deduction under Section 80C; death benefit exempt under Section 10(10D), subject to prevailing Income Tax Act provisions.

Loan FacilityDIFF

Not applicable for term plans.

Not applicable.

Free Look PeriodDIFF

30 days from receipt of policy document for policies bought online, 15 days otherwise.

30 days from the date of receipt of the policy document.

Riders Available
Spouse Cover Rider
Child Protection Rider
None listed