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PRODUCT A
PRODUCT B
PRODUCT C
Generali Central Life Insurance
Generali Central Saral Jeevan Bima Plan
Generali Central Life Insurance
Generali Central Big Dreams
Term Insurance
ULIP
Generali Central Life Insurance
Generali Central Life Insurance
18–65 years
18–60 years
5–40 years
10–20 years
5 years / 10 years / Regular Pay (equal to policy term) / Single Pay
Regular Pay / Limited Pay
Monthly, Quarterly, Half-yearly, Annually
Monthly, Quarterly, Half-yearly, Annually
Sum assured paid as a lump sum to the nominee on death during the policy term.
Higher of the sum assured or the fund value, paid to the nominee.
None — pure protection plan with no survival benefit.
Fund value as of the maturity date, based on the performance of the chosen funds.
Premiums eligible under Sec 80C. Death benefit tax-free under Sec 10(10D).
Premiums eligible under Sec 80C, subject to prevailing ULIP tax rules based on annual premium.
Not applicable for term plans.
Not available on ULIPs.
30 days from receipt of policy document for policies bought online, 15 days otherwise.
30 days from receipt of policy document for policies bought online, 15 days otherwise.