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Compare Insurance Products
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PRODUCT A
PRODUCT B
PRODUCT C
HDFC Life
HDFC Life Click 2 Protect Super
HDFC Life
HDFC Life Sanchay Plus
Term Insurance
Endowment
HDFC Life
HDFC Life
18–65 years
3–65 years
10–50 years
5–15 years
Regular Pay / Limited Pay (5, 10, 12 years) / Single Pay
5–12 years
Monthly, Quarterly, Half-yearly, Annually
Monthly, Quarterly, Half-yearly, Annually
Sum assured chosen at inception, paid as lump sum. Life Plus option adds return of premium on survival to maturity.
Higher of 10× annualised premium or guaranteed sum assured on death. Accrued guaranteed additions also paid.
Return of Premium (ROP) variant: 100% of premiums paid returned on survival to maturity.
Guaranteed sum assured on maturity + accrued guaranteed additions. Returns guaranteed at inception.
Premiums eligible under Sec 80C. Death benefit tax-free under Sec 10(10D). Critical illness rider under Sec 80D.
80C for premiums. 10(10D) for maturity and death benefit (if conditions met).
Not applicable for term plans.
Up to 90% of surrender value after 3 policy years.
15 days from date of receipt of policy. 30 days for policies sourced online.
15 days.