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Compare Insurance Products
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PRODUCT A
PRODUCT B
PRODUCT C
ICICI Prudential Life Insurance
ICICI Pru iProtect Smart
ICICI Prudential Life Insurance
ICICI Pru Signature
Term Insurance
ULIP
ICICI Prudential Life Insurance
ICICI Prudential Life Insurance
20–60 years
0–70 years
10–40 years
10–30 years
Regular Pay / Single Pay
5 / 7 / 10 years or Regular Pay
Monthly, Half-yearly, Annually
Monthly, Quarterly, Annually
Life option: lump sum SA. Life + Health: SA plus CI payout. Income option: monthly income for 10 years post-death.
Higher of sum assured or fund value, minimum 105% of premiums paid.
Return of premium variant available at inception.
Fund value at maturity.
80C for premiums. 10(10D) for death benefit. 80D for health-related riders.
80C on premiums (if annual premium ≤ ₹2.5L for policies after Feb 2021, 10(10D) on proceeds).
Not applicable.
Not available.
15 days from policy receipt.
15 days (30 days for online and distance marketing).