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Compare Insurance Products
Select up to three products for a detailed side-by-side comparison. Differences are highlighted automatically.
PRODUCT A
PRODUCT B
PRODUCT C
IndiaFirst Life
IndiaFirst Life Saral Jeevan Bima Plan
IndiaFirst Life
IndiaFirst Life Elite Term Plan
Term Insurance
Term Insurance
IndiaFirst Life
IndiaFirst Life
18–60 years
18–65 years
Up to 40 years (maximum age at maturity: 99 years)
5-81 years (maximum age at maturity 99 years)
Regular Pay / Limited Pay / Single Pay
Regular Premium only — same duration as the chosen Policy Term
Monthly, Quarterly, Half-yearly, Annually
Monthly, Quarterly, Half-Yearly, Yearly
Sum assured of ₹1 lakh to ₹50 lakh paid as a lump sum to the nominee, subject to a 45-day waiting period from policy commencement — waived for death due to an accident.
Higher of Sum Assured on Death, 10x annualized premium, or 105% of total premiums paid till date of death. Payable as a lump sum, or nominee may opt for level monthly instalments over 5 years.
None — pure protection plan with no survival benefit.
Not applicable — source states explicitly there is no maturity or survival benefit under this policy.
Premiums eligible under Sec 80C. Death benefit tax-free under Sec 10(10D).
Tax benefits on premiums paid and benefits received as per prevailing Income Tax Laws; subject to change.
Not applicable for term plans.
Not applicable — source states loan facility is not available under this policy.
30 days from receipt of policy document for policies bought online, 15 days otherwise.
30 days from receipt of the policy document, electronic or otherwise.