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Compare Insurance Products

Select up to three products for a detailed side-by-side comparison. Differences are highlighted automatically.

PRODUCT A

Term Insurance · 5–67 years (cover up to age 85)

PRODUCT B

Term Insurance · 5-40 years

PRODUCT C

IndusInd Nippon Life Insurance

INL Super Suraksha Plus

IndusInd Nippon Life Insurance

IndusInd Nippon Life Saral Jeevan Bima

Category

Term Insurance

Term Insurance

Company

IndusInd Nippon Life Insurance

IndusInd Nippon Life Insurance

Entry Age

18–65 years

18–65 years

Policy TermDIFF

5–67 years (cover up to age 85)

5-40 years

Premium Paying TermDIFF

Regular Pay / Limited Pay / Single Pay

Regular Pay (full policy term), Limited Pay (5 or 10 years), or Single Pay (one-time)

Premium ModesDIFF

Monthly, Quarterly, Half-yearly, Annually

Single Pay, Yearly, Half-Yearly, Monthly

Death BenefitDIFF

Full sum assured paid as a lump sum to the nominee on death during the policy term. Flexible payout options let the nominee choose lump sum, monthly instalments, or a mix of both.

Lump-sum guaranteed payout to nominee on death during the policy term; accidental death covered with no waiting period. Base sum assured ranges Rs 5 lakh to Rs 25 lakh.

Maturity BenefitDIFF

Life Plus variant: 100% of premiums paid are returned on survival to maturity. No maturity benefit under the pure Life variant.

Not applicable — pure protection plan, no survival/maturity payout.

Tax BenefitsDIFF

Premiums eligible under Sec 80C. Death benefit tax-free under Sec 10(10D).

Premiums may qualify for deduction under Section 80C; death benefit may qualify for exemption under Section 10(10D), per the official product page.

Loan FacilityDIFF

Not applicable for term plans.

Not specified by source for this insurer's variant — the standardized product generally does not offer a policy loan.

Free Look PeriodDIFF

30 days from receipt of policy document for policies bought online, 15 days otherwise.

30 days from receipt of policy document.

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