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PRODUCT A
PRODUCT B
PRODUCT C
Kotak Life Insurance
Kotak e-Term Plan
Kotak Life Insurance
Kotak Platinum
Term Insurance
ULIP
Kotak Life Insurance
Kotak Life Insurance
18–65 years
0–65 years
10–40 years
10–30 years
Regular Pay / Limited Pay / Single Pay
5 / 7 / 10 years or Regular Pay
Monthly, Annually
Monthly, Quarterly, Annually
Sum assured as lump sum. Life Secure option: additional 100% SA on accidental death.
Higher of sum assured or fund value, minimum 105% of premiums paid.
No maturity benefit for pure term. Return of Premium variant available.
Fund value at maturity.
80C for premiums. 10(10D) for death benefit.
80C on premiums; 10(10D) on proceeds subject to conditions.
Not applicable.
Not available.
15 days from policy receipt. 30 days for online purchases.
15 days (30 days for online).