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Compare Insurance Products

Select up to three products for a detailed side-by-side comparison. Differences are highlighted automatically.

PRODUCT A

Term Insurance · 10–40 years

PRODUCT B

ULIP · 10–30 years

PRODUCT C

PNB MetLife

PNB MetLife Mera Term Plan Plus

PNB MetLife

PNB MetLife Mera Wealth Plan

CategoryDIFF

Term Insurance

ULIP

Company

PNB MetLife

PNB MetLife

Entry AgeDIFF

18–65 years

0–65 years

Policy TermDIFF

10–40 years

10–30 years

Premium Paying TermDIFF

Regular Pay / Limited Pay (5, 10 years) / Single Pay

5 / 10 years or Regular Pay

Premium ModesDIFF

Monthly, Annually

Monthly, Quarterly, Annually

Death BenefitDIFF

Sum assured as lump sum. Accidental Death option adds extra SA on accidental death.

Higher of sum assured or fund value or 105% of premiums paid.

Maturity BenefitDIFF

No maturity benefit for pure term. Return of premium variant available at higher premium.

Fund value at maturity.

Tax BenefitsDIFF

80C for premiums. 10(10D) for death benefit.

80C on premiums; 10(10D) on proceeds.

Loan Facility

Not available.

Not available.

Free Look PeriodDIFF

15 days from date of receipt of policy.

15 days (30 days for online).

Riders Available
Serious Illness Rider
Accidental Death Benefit Rider
Accidental Death Benefit Rider
Critical Illness Rider