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Compare Insurance Products
Select up to three products for a detailed side-by-side comparison. Differences are highlighted automatically.
PRODUCT A
PRODUCT B
PRODUCT C
SBI Life
SBI Life eShield Next
SBI Life
SBI Life Smart Wealth Builder
Term Insurance
ULIP
SBI Life
SBI Life
18–65 years
0–60 years
5–40 years
10–30 years
Regular Pay / Limited Pay (5 or 10 years) / Single Pay
5 / 10 / 15 years or Regular Pay
Monthly, Annually
Monthly, Quarterly, Annually
Level cover: sum assured paid as lump sum. Increasing cover: sum assured rises 5% p.a. (simple) up to 200% of base SA.
Higher of sum assured or fund value or 105% of premiums paid.
No maturity benefit for pure term option. Return of premium available under optional benefit.
Fund value at maturity.
Premiums eligible under Sec 80C. Death benefit tax-free under Sec 10(10D).
80C on premiums; maturity/death benefits exempt under 10(10D) subject to conditions.
Not available.
Not available.
15 days from receipt of policy document.
15 days (30 days for distance marketing).