BimaShastra
Sign In

Compare

Compare Insurance Products

Select up to three products for a detailed side-by-side comparison. Differences are highlighted automatically.

PRODUCT A

Term Insurance · 5–40 years

PRODUCT B

Endowment · 10–20 years

PRODUCT C

Star Union Dai-ichi Life Insurance

SUD Life Saral Jeevan Bima

Star Union Dai-ichi Life Insurance

SUD Life Elite Assure Plus

CategoryDIFF

Term Insurance

Endowment

Company

Star Union Dai-ichi Life Insurance

Star Union Dai-ichi Life Insurance

Entry AgeDIFF

18–65 years

18–55 years

Policy TermDIFF

5–40 years

10–20 years

Premium Paying TermDIFF

Regular Pay / Limited Pay / Single Pay

Limited Pay (shorter than policy term)

Premium Modes

Monthly, Quarterly, Half-yearly, Annually

Monthly, Quarterly, Half-yearly, Annually

Death Benefit

Sum assured paid as a lump sum to the nominee on death during the policy term.

Sum assured paid as a lump sum to the nominee on death during the policy term.

Maturity BenefitDIFF

None — pure protection plan with no survival benefit.

Guaranteed maturity benefit payable on survival to the end of the policy term, provided all due premiums are paid.

Tax BenefitsDIFF

Premiums eligible under Sec 80C. Death benefit tax-free under Sec 10(10D).

Premiums eligible under Sec 80C. Maturity proceeds tax-free under Sec 10(10D), subject to prevailing conditions.

Loan FacilityDIFF

Not applicable for term plans.

Loan available against the policy once it acquires a surrender value, as per plan terms.

Free Look Period

30 days from receipt of policy document for policies bought online, 15 days otherwise.

30 days from receipt of policy document for policies bought online, 15 days otherwise.

Riders Available
None listed
None listed