BimaShastra
Sign In

Compare

Compare Insurance Products

Select up to three products for a detailed side-by-side comparison. Differences are highlighted automatically.

PRODUCT A

Term Insurance · 10–40 years

PRODUCT B

ULIP · Whole life (till age 100)

PRODUCT C

Tata AIA Life Insurance

Tata AIA Sampoorna Raksha Supreme

Tata AIA Life Insurance

Tata AIA Fortune Maxima

CategoryDIFF

Term Insurance

ULIP

Company

Tata AIA Life Insurance

Tata AIA Life Insurance

Entry AgeDIFF

18–65 years

18–60 years

Policy TermDIFF

10–40 years

Whole life (till age 100)

Premium Paying TermDIFF

Regular Pay / Limited Pay (5, 10 years)

10 / 15 / 20 / 25 years

Premium ModesDIFF

Monthly, Annually

Monthly, Quarterly, Annually

Death BenefitDIFF

Sum assured as chosen. Increasing cover: SA increases 5% p.a. for first 10 years. Decreasing cover: for home loan protection.

Higher of sum assured or fund value, minimum 105% of all premiums paid. Cover continues to age 100.

Maturity BenefitDIFF

Return of premium variant available under 'Sampoorna Raksha Supreme ROP'.

Fund value at age 100.

Tax BenefitsDIFF

80C, 10(10D).

80C on premiums; 10(10D) on maturity/death proceeds subject to conditions.

Loan FacilityDIFF

Not applicable.

Not available.

Free Look PeriodDIFF

15 days.

15 days (30 days for online).

Riders Available
Critical Illness Rider
Accident Death and Dismemberment Rider
Accidental Death and Dismemberment Rider
Critical Illness Rider