SBI Life – Smart Money Back Gold
A traditional participating money-back plan paying periodic survival benefits at fixed intervals during the policy term, alongside full life cover throughout — suited to goals like a child's marriage that need staged payouts.
Data verified: 30 July 2026
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Quick Facts
Entry Age
18–60 years
Policy Term
14, 16, 20, or 25 years (typical money-back plan tenure bands)
Premium Paying Term
Same as policy term, paid regularly
✓ Last verified 30 Jul 2026
Premium Modes