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Bajaj Life Insurance

98.48% CSR

Formerly Bajaj Allianz Life Insurance — renamed after Bajaj Finserv completed its buyout of Allianz SE's remaining stake in March 2026, making it a wholly Bajaj-owned life insurer.

Data reviewed: 14 July 2026

98.48%

Claim Settlement Ratio

Source: IRDAI · FY2023–24

2001

Founded

11

Products Listed

Products by Bajaj Life Insurance(11)

Information sourced from publicly available data and may not reflect the latest terms. Visit bajajlifeinsurance.com for current details.

Bajaj Life Insurance

Bajaj Allianz Life eTouch

A comprehensive online term plan from Bajaj Allianz Life with four plan variants and a unique waiver of premium on critical illness inbuilt.

Term Insurance10–40 years

Bajaj Life Insurance

Bajaj Allianz Future Gain

Bajaj Allianz's flexible ULIP offering 10 fund options, no premium allocation charge, a refund of mortality charges at maturity, and a unique fund-boosting feature from year 6.

ULIP10–30 years

Bajaj Life Insurance

Bajaj Allianz Guaranteed Income Goal

A non-participating savings plan from Bajaj Allianz offering guaranteed income during the payout period and a lump sum maturity benefit — with life cover throughout and a waiver of premium on death.

Endowment12–30 years

Bajaj Life Insurance

Bajaj Allianz Lifelong Assure

A participating plan providing a regular guaranteed cash-back income stream (survival benefit) during the policy term alongside life cover, designed to support ongoing family needs including a child's growing expenses.

Money BackTypical money-back/income-plan tenure band; guaranteed cash back runs at a defined percentage of Sum Assured per year

Bajaj Life Insurance

Bajaj Allianz Young Assure Plan

A traditional participating child insurance plan combining life cover with long-term savings to fund a child's future milestones.

Child PlanStructured to the child's age, typically running until the child turns 18–25

Bajaj Life Insurance

Bajaj Allianz Saral Pension

Pension / Annuity

Bajaj Life Insurance

Bajaj Allianz Guaranteed Pension Goal

Pension / Annuity

Bajaj Life Insurance

Bajaj Allianz Smart Protect Goal

A individual non-linked non-participating pure term life insurance plan that offers comprehensive risk coverage with optional Return of Premium and critical illness benefits.

Term Insurance5 to 85 years

Bajaj Life Insurance

Bajaj Allianz Goal Assure

A unit-linked non-participating life insurance plan providing market-linked returns along with life cover and return of mortality charges at maturity.

ULIP5 to 30 years

Bajaj Life Insurance

Bajaj Allianz Life eTouch Online Term Plan

A comprehensive pure risk term insurance plan offering high life cover at affordable rates with flexible payout options, terminal illness cover, and optional riders.

Term Insurance10 to 40 years (or up to age 75/85/99 based on option selected)

Bajaj Life Insurance

Bajaj Allianz Life Future Wealth Gain

A unit-linked, non-participating life insurance plan designed to build wealth with multiple fund choices, loyalty additions, fund boosters, and comprehensive life coverage.

ULIP10, 15, 20, or 25 years

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