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Bajaj Allianz Future Gain

Bajaj Allianz's flexible ULIP offering 10 fund options, no premium allocation charge, a refund of mortality charges at maturity, and a unique fund-boosting feature from year 6.

Data verified: 15 July 2026

Refund of Mortality Charges

At maturity, all mortality charges deducted during the policy term are refunded as extra units — a rare, client-friendly feature.

Zero Allocation Charge

100% of premium invested from day one.

Fund Booster from Year 6

Additional units added from the 6th year onwards as a loyalty reward — compounds the fund value.

10 Fund Options

Equity Growth, Pure Stock, Asset Allocation, Bluechip, Bond, Liquid, and more — flexible allocation.

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Quick Facts

Entry Age

0–60 years

Policy Term

10–30 years

Premium Paying Term

5 / 7 / 10 years or Regular Pay

✓ Last verified 15 Jul 2026

Premium Modes

MonthlyQuarterlyAnnually
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Company

Bajaj Life Insurance

98.48% CSR

View all Bajaj Life Insurance products