Pass Your IC38 Insurance
Licensing Exam — First Attempt
Free mock tests, chapter-wise practice questions, and instant answer explanations. BimaShastra covers all IC38 topics as per the latest IRDAI syllabus.
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Sample question
An insurance agent who misrepresents the features of a policy to a prospect is liable under which section of the Insurance Act, 1938?
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Topics covered
Full IC38 syllabus as per IRDAI guidelines — all chapters, all question types.
About the IC38 exam
Who takes it
Every individual who wants to become a licensed insurance agent in India must pass IC38. It is mandatory under IRDAI regulations before selling any life or general insurance products.
Exam format
50 multiple-choice questions, 60-minute time limit, minimum 55% to pass (28 correct answers). Conducted online through IRDAI-registered examination centres.
Why it matters
Your IC38 licence is the legal foundation of your insurance career. Without it, you cannot receive commissions or be empanelled with any insurer in India.
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