POSP Exam Practice
— Prepare to Start Selling Insurance
The Point of Sale Person (POSP) route is the fastest way to become IRDAI-authorised to sell simple insurance products. Free, module-wise practice questions for your insurer's POSP training — no signup needed to start.
No credit card required · Free forever for basic practice
Sample question
Under IRDAI's POS-Life guidelines, what is the maximum sum assured a POSP can sell on a Pure Term Insurance product?
What a POSP can sell
IRDAI restricts POSPs to simple, standardised products. These are the six categories:
About the POSP certification
Who should get it
Anyone who wants to sell insurance products part-time or full-time without a full IC38 licence. Common among banking staff, micro-entrepreneurs, and first-time agents entering the industry.
How it works
Complete 15 hours of mandatory training with your insurer, then pass a short online exam set by the insurer under IRDAI guidelines. Shorter than IC38 but covers POSP-specific regulations and product types.
POSP vs IC38
IC38 gives you a broader licence to sell any insurance product. POSP is restricted to the 6 simple product types listed above. Many agents start with POSP and later clear IC38 for a full licence.
Start practising for free
Free, no signup needed — practice questions ready immediately.
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