Digit ICON Guaranteed Return Savings Plan
A non-linked, non-participating savings plan combining life protection with guaranteed, market-immune returns across four payout variants — Lumpsum, Income, Income + Lumpsum, and Whole Life.
Data verified: 20 July 2026
4 Flexible Plan Variants
Choose Lumpsum, Income, Income + Lumpsum, or Whole Life at inception to match your savings goal.
Guaranteed, Market-Immune Returns
Returns are fixed at policy inception and are not affected by market fluctuations.
2x Accidental Death Benefit
Inbuilt additional payout of 2x the sum assured if death is caused by an accident.
Premium Reduction Flexibility
After 5 years, premiums can be reduced by up to 50% on policies with a term exceeding 5 years.
Fast Claims Settlement
76% of death claims settled within 3 days; average settlement time of 1.82 days (insurer-reported, FY 2025-26).
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Quick Facts
Entry Age
18–60 years
Policy Term
Up to 50 years (variant dependent)
Premium Paying Term
Single Pay / Limited Pay / Regular Pay
✓ Last verified 20 Jul 2026
Premium Modes