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Go Digit Life Insurance

BengaluruEst. 2023godigit.com
99.53% CSR

India's newest IRDAI-licensed life insurer, part of the Go Digit group. Fully digital term, savings and pension plans with a strong early claim settlement record — though as a 2023 entrant it has a shorter track record than legacy insurers.

Data reviewed: 20 July 2026

99.53%

Claim Settlement Ratio

Source: IRDAI · FY2023–24

2023

Founded

11

Products Listed

Products by Go Digit Life Insurance(11)

Information sourced from publicly available data and may not reflect the latest terms. Visit godigit.com for current details.

Go Digit Life Insurance

Digit Glow Plus

A pure-risk term life plan with an inbuilt terminal illness benefit at no extra cost, an optional return-of-premium (TROP) variant, and a pay-later option that defers premiums up to 12 months.

Term Insurance1–67 years (TROP variant: minimum 10–15 years)

Go Digit Life Insurance

Digit ICON Guaranteed Return Savings Plan

A non-linked, non-participating savings plan combining life protection with guaranteed, market-immune returns across four payout variants — Lumpsum, Income, Income + Lumpsum, and Whole Life.

EndowmentUp to 50 years (variant dependent)

Go Digit Life Insurance

Digit Guaranteed Pension Plan

A hybrid pension/annuity plan combining guaranteed additions with optional market-linked growth, offering a customizable vesting age and five annuity structures for lifetime retirement income.

Pension / Annuity10–20 years (flexible vesting age)

Go Digit Life Insurance

Digit Life Healthy Glow Policy

A combined health and term life insurance policy from Go Digit, providing both health protection and life cover in a single plan.

Health5 to 30 years (typical combo health/term plan tenure band)

Go Digit Life Insurance

Digit Glow Lite Term Life Insurance

A simplified, lighter-weight variant of Go Digit's term life insurance, offering pure life cover with a streamlined feature set.

Term Insurance5 to 40 years (typical term-plan tenure band)

Go Digit Life Insurance

Digit Saral Pension Plan

A standard non-linked non-participating single premium individual immediate annuity plan offering guaranteed life annuity for financial independence during retirement.

Pension / AnnuityWhole Life

Go Digit Life Insurance

Digit Saral Jeevan Bima

A standard non-linked non-participating individual pure risk term life insurance policy providing straightforward financial protection to life assured's dependents.

Term Insurance5 to 40 years

Go Digit Life Insurance

Digit Life Protection Plan

A comprehensive pure risk life protection term plan that provides financial safety to the policyholder's family with flexible term options and customizable death benefit payout modes.

Term Insurance10 years to 40 years

Go Digit Life Insurance

Digit Guaranteed Income Plan

A non-linked, non-participating life insurance savings plan designed to provide guaranteed regular income stream along with life protection benefits.

Endowment10 years to 20 years

Go Digit Life Insurance

Digit Life Guaranteed Savings Plan

A non-linked, non-participating individual life insurance savings product offering guaranteed returns on maturity along with life cover protection throughout the policy tenure.

Endowment10 to 20 years

Go Digit Life Insurance

Digit Life Group Term Insurance Plan

A non-linked, non-participating group pure term life insurance plan that provides comprehensive financial coverage to employer-employee and non-employer-employee groups.

Term Insurance1 year (annually renewable)

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