HDFC Life Sanchay Par Advantage

A whole life participating plan that pays 8% of the sum assured as annual survival benefit every year after the premium paying term ends, with the full sum assured paid on death or at age 100.

A non-linked, non-participating savings plan offered in multiple benefit variants; its Whole Life Income option provides joint life cover for the policyholder and spouse under a single policy alongside a long-term income benefit.

LIC's Jeevan Umang is a non-linked, participating, whole life assurance plan offering annual survival benefit payouts from the end of premium paying term up to age 99, alongside life cover till age 100.