HDFC Life

A comprehensive online term plan with multiple plan options — Life, Life Plus and Life Goal — plus an optional return of premium benefit.

A non-participating guaranteed savings plan offering 4 plan options — Guaranteed Maturity, Guaranteed Income, Life Long Income and Long Term Income.

A unit-linked insurance plan from HDFC Life with a choice of 8 investment funds, unlimited free switches, loyalty additions from year 11, and life cover throughout the policy term.

A non-participating immediate annuity plan that converts a lump sum corpus into a guaranteed lifelong income, with multiple annuity options including joint life and return of purchase price.

An IRDAI-mandated standardized, no-frills pure term life insurance plan offering a simple lump-sum death benefit with no maturity payout — structurally identical across all Indian insurers for easy comparison.

An IRDAI-mandated standardized single-premium immediate annuity plan converting a lump sum into a guaranteed regular pension income for life, available in single-life or joint-life (100% return of purchase price) options.

A standalone critical-illness plan providing a lump-sum payout on diagnosis of early-stage or major cancer, sold in three variants (Silver, Gold, Platinum) with escalating benefits such as annual sum-insured growth and premium waiver on early-stage diagnosis.

A participating (with-profits) whole life insurance plan offering life cover up to age 100, combining long-term protection with bonus-linked wealth accumulation.

A traditional child insurance plan combining endowment and money-back structures — pays scheduled benefits at the child's key milestones (education, marriage) while providing a life-cover safety net.

A term life insurance plan that provides financial protection to the family in case of the policyholder's death

A unit-linked insurance plan that provides life insurance coverage and investment opportunities