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ICICI Pru iProtect Smart

A comprehensive term plan covering life, health and income with 4 flexible plan options and wide rider availability.

Data verified: 10 June 2025

4 Plan Options

Life, Life + Health, Life + Income, Life + Health + Income. Choose what fits your client's need.

Income Benefit Option

Family receives a monthly income for 10 years instead of a lump sum — easier for dependants to manage.

Whole Life Cover

Cover up to age 99 available, ensuring lifelong protection.

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Quick Facts

Entry Age

20–60 years

Policy Term

10–40 years

Premium Paying Term

Regular Pay / Single Pay

✓ Last verified 10 Jun 2025

Premium Modes

MonthlyHalf-yearlyAnnually
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Company

ICICI Prudential Life Insurance

97.82% CSR

View all ICICI Prudential Life Insurance products