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Term InsuranceSBI Life

SBI Life eShield Next

An online term insurance plan offering comprehensive life coverage with level or increasing sum assured and a choice of plan options.

Data verified: 15 May 2025

Level or Increasing Cover

Choose level sum assured or increasing cover that grows 5% every year, automatically.

Accident Benefit

Additional 50% of sum assured paid on accidental death. Inbuilt in Prefer and Shield plans.

Plan Options

Three plans — Shield (basic), Shield Plus (with accidental benefit), Shield Supreme (with ROP).

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Quick Facts

Entry Age

18–65 years

Policy Term

5–40 years

Premium Paying Term

Regular Pay / Limited Pay (5 or 10 years) / Single Pay

✓ Last verified 15 May 2025

Premium Modes

MonthlyAnnually
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Company

SBI Life

97.05% CSR

View all SBI Life products