Kotak Assured Savings Plan
A non-participating guaranteed savings plan from Kotak Life offering a guaranteed lump sum at maturity, with life cover throughout and flexible premium paying terms from 5 to 12 years.
Data verified: 15 July 2026
Guaranteed Maturity Benefit
The exact maturity amount is known at policy inception and contractually guaranteed — zero uncertainty.
Flexible Premium Paying Term
Pay for 5, 7, 10, or 12 years based on your cash flow — benefits extend over a longer horizon.
Life Cover for Full Policy Term
Protection continues for the entire policy term, not just the premium paying years.
Premium Waiver on Death
If the insured dies during the premium paying term, future premiums are waived and the policy continues.
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Quick Facts
Entry Age
3–60 years
Policy Term
12–25 years
Premium Paying Term
5 / 7 / 10 / 12 years
✓ Last verified 15 Jul 2026
Premium Modes