Kotak Life Insurance

A flexible online term insurance plan from Kotak Life with multiple cover options, life stage benefits and optional return of premium variant.

Kotak Life's premium ULIP with zero premium allocation charge, 10 fund options, and systematic investment strategies — built for disciplined long-term wealth creators.

A non-participating guaranteed savings plan from Kotak Life offering a guaranteed lump sum at maturity, with life cover throughout and flexible premium paying terms from 5 to 12 years.

A traditional child plan combining life cover, premium waiver on the parent's death, and a fund-value payout at maturity to fund the child's education, career, marriage, or business needs.

A fixed-benefit health plan paying a lump sum on diagnosis of covered early or major-stage illnesses (cancer, cardiac, liver, neuro conditions), without requiring hospital bills, plus cover for death or permanent disability from an accident.

Kotak Premier Income Plan is a limited-pay non-linked participating plan providing guaranteed annual income after the premium payment term along with bonuses.

A traditional endowment plan with guaranteed additions and bonuses

A single premium endowment plan with guaranteed additions