IndiaFirst Life
A joint venture between Bank of Baroda, Union Bank of India, and Carmel Point Investments, distributed through the extensive branch networks of its bank promoters. One of the insurers underwriting the government's PMJJBY life insurance scheme.
Data reviewed: 23 July 2026
97.04%
Claim Settlement Ratio
Source: IRDAI · FY2023–24
2009
Founded
9
Products Listed
Products by IndiaFirst Life(9)
Information sourced from publicly available data and may not reflect the latest terms. Visit indiafirstlife.com for current details.
IndiaFirst Life
IndiaFirst Life Saral Jeevan Bima Plan
IndiaFirst Life's IRDAI-standardized simple term plan — life cover from ₹1 lakh up to ₹50 lakh, for up to 40 years, with a wide entry window from 18 to 60 years.
IndiaFirst Life
IndiaFirst Life Elite Term Plan
A pure protection, non-linked non-participating term insurance plan offering life cover up to age 99 at affordable rates, with the death benefit payable as a lump sum or as level monthly instalments over 5 years; no maturity or survival benefit.
IndiaFirst Life
IndiaFirst Life Radiance Smart Invest Plan
A unit-linked, non-participating individual life insurance endowment plan combining life cover with market-linked investment across 10 fund options and three plan variants (Life, Extra Shield, Family Care), with zero policy admin/premium allocation charges plus a return of mortality charges at maturity.
IndiaFirst Life
IndiaFirst Life Guaranteed Pension Plan
A non-linked, non-participating individual savings deferred annuity plan — pay premiums for a limited period (2-10 years) and receive a guaranteed lifetime annuity income, with 5 annuity options (single/joint life, with or without return of purchase price) plus an accelerated benefit on diagnosis of any of 20 listed critical illnesses.
IndiaFirst Life
IndiaFirst Life Little Champ Plan
A non-linked, participating endowment plan designed to secure a child's future, combining guaranteed payouts with bonus potential and flexible coverage options.
IndiaFirst Life
IndiaFirst Life e-Term Plan
A non-linked, non-participating term insurance plan offering financial protection against death, accidental total permanent disability, and critical illnesses.
IndiaFirst Life
IndiaFirst Life Saral Pension
IndiaFirst Life
IndiaFirst Life Guaranteed Benefit Plan
A non-linked, non-participating individual life insurance savings plan that offers guaranteed income or lump-sum payout benefits along with life cover.
IndiaFirst Life
IndiaFirst Life Wealth Maximizer Plan
A unit-linked, non-participating individual life insurance plan designed to offer investment growth across varied fund choices along with life insurance coverage and loyalty additions.
Compare IndiaFirst Life products
See how products from IndiaFirst Life differ side-by-side.
