IndiaFirst Life Radiance Smart Invest Plan
A unit-linked, non-participating individual life insurance endowment plan combining life cover with market-linked investment across 10 fund options and three plan variants (Life, Extra Shield, Family Care), with zero policy admin/premium allocation charges plus a return of mortality charges at maturity.
Data verified: 25 July 2026
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Quick Facts
Entry Age
0–65 years
Policy Term
Regular Pay: 10 years to (99 minus Age at Entry), up to 99 years under Life Option / 81 years under Extra Shield/Family Care. Limited Pay: 10-30 years. Single Pay: 10-34 years.
Premium Paying Term
Equal to Policy Term for Regular Premium. Limited Premium: 5, 7, 10, 15, or 20 years. Single Pay: one-time.
✓ Last verified 25 Jul 2026
Premium Modes