IndiaFirst Life Saral Jeevan Bima Plan
IndiaFirst Life's IRDAI-standardized simple term plan — life cover from ₹1 lakh up to ₹50 lakh, for up to 40 years, with a wide entry window from 18 to 60 years.
Data verified: 23 July 2026
IRDAI-Standardized Terms
Saral Jeevan Bima is a regulator-mandated plan format — core structure and eligibility are largely uniform across every insurer offering it, making it easy to compare on premium alone.
45-Day Waiting Period, Accident Exempted
Standard death benefit begins 45 days after policy commencement; death due to an accident is covered from day one.
Wide Entry Window
Entry age from 18 to 60 years, with cover extending up to age 99 — one of the longer maximum-maturity windows for a standard term plan.
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Quick Facts
Entry Age
18–60 years
Policy Term
Up to 40 years (maximum age at maturity: 99 years)
Premium Paying Term
Regular Pay / Limited Pay / Single Pay
✓ Last verified 23 Jul 2026
Premium Modes