Canara HSBC Life iSelect Smart360
A feature-rich term plan from Canara HSBC Life with cover up to age 99, return of premium option and unique joint life protection for couples.
Data verified: 14 July 2026
Cover Till Age 99
One of the few term plans offering near-whole-life coverage, ideal for estate planning and high-net-worth clients.
Joint Life Option
Cover yourself and spouse on a single policy. Claim paid on first death; cover continues for survivor.
Smart360 Income Option
Monthly income of 1% of SA paid for 10 years after death, plus lump sum — structured for family cash flow.
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Quick Facts
Entry Age
18–65 years
Policy Term
10 years to age 99
Premium Paying Term
Regular Pay / Limited Pay (5, 10, 15 years) / Single Pay
✓ Last verified 14 Jul 2026
Premium Modes