ICICI Pru Signature
ICICI Prudential's premium ULIP with zero allocation charges, 18 fund options including international funds, and systematic transfer plans — positioned for HNI clients seeking maximum investment flexibility.
Data verified: 15 July 2026
Zero Allocation Charge
100% of your premium is invested from day one — no deduction for allocation, making it one of the most cost-efficient ULIPs in India.
18 Fund Options incl. International
Includes US Bluechip Equity Fund and Asia Pacific Equity Fund — rare access to global markets within a domestic ULIP.
Systematic Transfer Plan (STP)
Automatically move money from debt to equity in tranches at market dips — a disciplined cost-averaging strategy built into the plan.
Wealth Booster
Extra units added at the end of every 5th policy year from year 10 onward — a long-term loyalty reward.
12 Free Switches per Year
Move between funds 12 times annually at no charge — exceptional flexibility for active investors.
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Quick Facts
Entry Age
0–70 years
Policy Term
10–30 years
Premium Paying Term
5 / 7 / 10 years or Regular Pay
✓ Last verified 15 Jul 2026
Premium Modes