SBI Life Smart Wealth Builder
SBI Life's flagship ULIP with 9 fund options, automated rebalancing, and loyalty additions from year 6 — designed for long-term wealth creation with built-in life cover.
Data verified: 15 July 2026
9 Investment Funds
A comprehensive fund menu including equity, bond, money market, and multi-cap — suits all risk profiles.
Auto Rebalancing
Automatically rebalances the portfolio to the target asset allocation once a year — removes the need to monitor markets constantly.
Loyalty Additions from Year 6
Additional units credited from the 6th policy year — earlier than most ULIPs — rewarding medium-term commitment.
Top-Up Facility
Invest surplus funds at any time as a top-up premium to accelerate wealth creation.
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Quick Facts
Entry Age
0–60 years
Policy Term
10–30 years
Premium Paying Term
5 / 10 / 15 years or Regular Pay
✓ Last verified 15 Jul 2026
Premium Modes