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HDFC Life ProGrowth Plus

A unit-linked insurance plan from HDFC Life with a choice of 8 investment funds, unlimited free switches, loyalty additions from year 11, and life cover throughout the policy term.

Data verified: 15 July 2026

8 Fund Options

Equity, balanced, debt, and liquid funds — switch between them freely to match market conditions and risk appetite.

Unlimited Free Switches

Rebalance your portfolio across fund options at any time with no switch charge.

Loyalty Additions

Extra units added from the 11th year onward as a reward for staying invested long term.

Partial Withdrawals

After the 5-year lock-in, make tax-free partial withdrawals for liquidity without surrendering the policy.

Premium Redirection

Direct future premiums to a different fund mix without touching the existing corpus.

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Quick Facts

Entry Age

0–65 years

Policy Term

10–30 years

Premium Paying Term

Regular Pay / Limited Pay

✓ Last verified 15 Jul 2026

Premium Modes

MonthlyQuarterlyAnnually
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Company

HDFC Life

99.39% CSR

View all HDFC Life products