Tata AIA Smart Annuity Plan
Tata AIA's immediate annuity plan with 10 annuity options, life cover for the annuity period, and a joint life variant — built for retirees who want flexible, guaranteed income.
Data verified: 15 July 2026
10 Annuity Options
The widest range of annuity variants — life annuity, guaranteed periods (5/10/15/20 yrs), joint life, increasing annuity (3% or 5% p.a.).
Increasing Annuity Option
Annuity can be set to increase by 3% or 5% every year — protects purchasing power against inflation.
Joint Life with Last Survivor
Cover continues at 50% or 100% for the surviving spouse — not just a separate policy but a single contract.
Flexible Payout Frequency
Receive annuity monthly, quarterly, half-yearly, or annually — aligns with expenses.
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Quick Facts
Entry Age
45–80 years
Policy Term
Whole life
Premium Paying Term
Single premium
✓ Last verified 15 Jul 2026
Premium Modes