HDFC Life Pension Guaranteed Plan
A non-participating immediate annuity plan that converts a lump sum corpus into a guaranteed lifelong income, with multiple annuity options including joint life and return of purchase price.
Data verified: 15 July 2026
7 Annuity Options
Life annuity, with or without return of purchase price, joint life, guaranteed period (5/10/15/20 years) — choose what fits your retirement plan.
Guaranteed Income for Life
The annuity amount is fixed at purchase and never changes — providing certainty in retirement.
Monthly/Quarterly/Annual Payout
Choose how frequently you receive your annuity — aligns with your monthly expense pattern.
NRI Friendly
Available to NRIs — purchase price can be funded through NRE/NRO accounts.
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Quick Facts
Entry Age
30–85 years
Policy Term
Whole life (annuity for life)
Premium Paying Term
Single premium
✓ Last verified 15 Jul 2026
Premium Modes