Digit Guaranteed Pension Plan
A hybrid pension/annuity plan combining guaranteed additions with optional market-linked growth, offering a customizable vesting age and five annuity structures for lifetime retirement income.
Data verified: 20 July 2026
Lifetime Guaranteed Income
Annuity for Life option ensures income continues for as long as you live.
5 Annuity Structures
Choose Immediate, Deferred, Fixed, Variable, or Indexed (Nifty 50-linked) annuity to match your risk appetite.
Joint Life & Spouse Protection
Joint Life Annuity option continues income for the surviving spouse after the policyholder's death.
Flexible Vesting Age
Customize the age at which your pension payouts begin, aligned to your retirement plans.
Online Retirement Calculator
Estimate your retirement corpus and expected income before purchasing.
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Quick Facts
Entry Age
18–70 years
Policy Term
10–20 years (flexible vesting age)
Premium Paying Term
Limited Pay (5, 7 or 10 years) / Regular Pay
✓ Last verified 20 Jul 2026
Premium Modes