Digit Glow Plus
A pure-risk term life plan with an inbuilt terminal illness benefit at no extra cost, an optional return-of-premium (TROP) variant, and a pay-later option that defers premiums up to 12 months.
Data verified: 20 July 2026
Terminal Illness Benefit
Accelerated payout of the full sum assured on diagnosis of a terminal illness — inbuilt at no extra premium.
Smart Exit Benefit
Recover 100% of premiums paid if you exit the policy after 29 years (excluding the final 5 years of the term).
Pay-Later Option
Defer your first premium payment by up to 12 months — cover starts immediately.
Coverage to Age 85
Maximum maturity age of 85 — longer than most term plans in the market.
Salaried & Women's Discounts
Up to 10% premium discount for salaried applicants on coverage above ₹1.5 crore, plus a separate discount for women applicants.
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Quick Facts
Entry Age
18–65 years
Policy Term
1–67 years (TROP variant: minimum 10–15 years)
Premium Paying Term
Single Pay / Regular Pay / Limited Pay (3, 4, 5, 10, 12, 15 years, or until age 60)
✓ Last verified 20 Jul 2026
Premium Modes