Kotak e-Invest

A unit-linked insurance plan from HDFC Life with a choice of 8 investment funds, unlimited free switches, loyalty additions from year 11, and life cover throughout the policy term.

SBI Life's flagship ULIP with 9 fund options, automated rebalancing, and loyalty additions from year 6 — designed for long-term wealth creation with built-in life cover.

ICICI Prudential's premium ULIP with zero allocation charges, 18 fund options including international funds, and systematic transfer plans — positioned for HNI clients seeking maximum investment flexibility.