Kotak e-Term Plan
A flexible online term insurance plan from Kotak Life with multiple cover options, life stage benefits and optional return of premium variant.
Data verified: 14 July 2026
Life Stage Benefit
Increase sum assured at key milestones — marriage, childbirth or home loan — without fresh medical underwriting.
Terminal Illness Cover
100% of sum assured paid on diagnosis of terminal illness. Inbuilt at no extra charge.
Special Exit Benefit
Option to exit the plan at certain policy years and receive a portion of premiums paid.
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Quick Facts
Entry Age
18–65 years
Policy Term
10–40 years
Premium Paying Term
Regular Pay / Limited Pay / Single Pay
✓ Last verified 14 Jul 2026
Premium Modes