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Canara HSBC Smart Lifestyle Plan

Canara HSBC Life's lifestyle-focused ULIP with 7 fund options, automated portfolio strategies, and increasing life cover — designed to grow with the insured's life stage and financial goals.

Data verified: 15 July 2026

7 Fund Options

Pure Equity, Equity Advantage, Balanced, Debt, Liquid, and more — covering all risk levels.

Life Stage-Based Cover

Sum assured automatically increases at key life stages (marriage, child birth) without medical underwriting — unique to this plan.

Automated Portfolio Rebalancing

Portfolio auto-rebalances to the target allocation quarterly — keeps risk in check without active management.

Loyalty Additions

Additional units from year 6 onward — increases the effective return over the policy term.

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Quick Facts

Entry Age

0–60 years

Policy Term

10–30 years

Premium Paying Term

5 / 8 / 10 years or Regular Pay

✓ Last verified 15 Jul 2026

Premium Modes

MonthlyQuarterlyAnnually
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Company

Canara HSBC Life Insurance

99.54% CSR

View all Canara HSBC Life Insurance products