HDFC Life Saral Pension
An IRDAI-mandated standardized single-premium immediate annuity plan converting a lump sum into a guaranteed regular pension income for life, available in single-life or joint-life (100% return of purchase price) options.
Data verified: 25 July 2026
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Quick Facts
Entry Age
40–80 years
Policy Term
Whole of life (immediate annuity — payments begin right after purchase)
Premium Paying Term
Single premium (one-time purchase price)
✓ Last verified 25 Jul 2026
Premium Modes